Today was the day we raked Mom's yard.
I learned that one of my nieces has a "Lady Smith" and cannot find ammo.
I had enough odds-and-ends sitting around that I could help her out.
3.3 grains of Titegroup is near the low-end of what Hodgdon recommends. I have seen grown men shooting snubbies with hot loads and it was clearly an unpleasant adventure.
My gut feel is that my niece is best served with a load that she can control and she will practice with. It is better to hit the goblin with 2-or-3 mild loads than to miss him with all five hot loads.