I have a friend who is a millionaire. In fact, he is a millionaire several times over.
He eats peanut butter sandwiches for lunch.
He has enough money to go out to eat any place in town but he values his time. He does not lose an hour out of his day when he gobbles down a couple of PB sandwiches. PB sandwiches do not require refrigeration and do not drip or make sticky fingerprints like PB&J sandwiches.
Today I am living better than a multi-millionaire. I have jelly on my sandwich.